Change your thoughts and get rich - Financial Planner in Gurgaon

All achievements, all earned riches, have their beginning in an idea.

- Napoleon Hill

Can you change your thoughts and become Rich?

Of course, yes! Is it simple yet effective! What if you could change your current thoughts about money? But if you fuel unwanted feelings and persistent negative thoughts about your current investments, then how can you even think of a better alternative?

Everyone suffers from self-hatred and guilt.

What most of the people opine about themselves is, “I’m not good enough.” However, the good news is that these are only thoughts and thoughts can always be changed. Here, I recommend an impactful book to drive a positive change in your thoughts–“You Can Heal Your Life”- by Louise Hay.

Usually, my prospective clients come to me with similar cynical thoughts after not being able to make their investments work as per their expectations. Besides, they have the guilt of not taking care of their money.

“My portfolio and investments are not good enough!”

This creates the feeling of money not working for that person.

So what can be those factors that can cast a hole in your ship of investment?

  1. Resentment: Most people carry a spirit of discontentment for their Some feel so much discontent that even achieving their goal does not please them. They work on pins and needles to achieve that goal, and when they get there, they lose all the charm of achieving that dream. Or else, they assign themselves an even bigger goal to feel resentful, even at this time. Such people don’t know what exactly they want, and they do not value what they possess today. Any such thought that is long- held can eat out one’s body and mind, and recast into a disease.
  2.  morgan houselCriticism: This could be that permanent habit, which can often lead to pains in our I have noticed people who are in the habit of making complaints about all the waking hours. When they meet you in the morning, their first complaint is “It’s scorching hot today.” This is followed by heaving shelling of even more complaints like, “the city is getting polluted while the government is sleeping. The school fee has sky-rocketed; we need to do something about it collectively. Yesterday, my neighbour parked his car in front of my house, and I got in a row with him. My boss is the most evil-natured man on this earth. I have put on too much weight,” and so on. Their stock of complaints is like a bottomless pit. By making complaints, such people add to their miseries. I understand, there are times when something bad happens, and we tend to take the route of criticism but do not make it our habit. Instead, focus on the solution and if you are not able to find one, let go and move on. Don’t let that problem take a toll on your happiness.
  3. Guilt: People always look for some self-punishment to get rid of past This not only fuels the guilt even more but may lead to illness. When a client comes to me, with money related mental anguish, I know he or she is holding a lot of guilt of some bad financial decisions. So, it is imperative to get rid of your past guilt and not ruin your present and future.
  4. Fear: The only thing we have to fear is fear - Franklin D. RooseveltFear of the unknown or future is also a part of the life of many people. They always fear what is waiting for them in the future. Moreover, their fears become real. Eventually, they end up commenting, “I knew this is going to happen.” However, it is they who invite the unknown in their lives. Nature or the Universe holds everything in abundance. It gives you what you have asked for. If you fear that an investment might turn into bad debt, more likely it will. Contrarily, if you wish that the investment grows in multi-fold, more likely it will. Besides, such events can cause even baldness or ulcers.

In terms of investment, below are the six reasons that can prove to be fatal.

When you are thinking of your better future, these six factors may cause you maximum damage.

The reasons are summarized as:

  1. Blaming the market
  2. Criticizing the government policies for your
  3. Your decisions in the
  4. People who advised
  5. Factors not even directly responsible for your
  6. Conditions that you cannot

I have seen that most of the people are clinging to almost all of the above factors. They hold these factors responsible for their failure of their investments. It is human tendency to force the blame on something or someone. However, in my opinion, such failures are rather a sign that you need to gain more understanding and knowledge of the market.

“The gateways to wisdom and knowledge are always open.”

However, when we create such blame-game situations, we give our power away by blaming the circumstances or specific people for our frustration. But can any person or anything have that power over us?

Are you not the only thinker in your mind?

When you create peace, harmony and balance in your mind, you will find the same in your financial life as well.

But how do we create this power? What is this balance?

Is it inside us?

Alternatively do we seek it from an outside source?

Do you usually find yourself saying, “Every time I invest, it doesn’t work?” “People come and criticize me; they give me suggestions for better returns.” Evaluate if this is your thinking pattern. If yes, there may be some thought you might be harbouring that attracts similar events or people who display the same behaviour. But, when you no longer think that way, will they NOT go elsewhere? Those people will go to somebody else. Those events will not happen to you anymore! You will no longer attract them.

You may have noticed that whatever thought you are hosting at this moment, could be negative or positive. Do these thoughts help you in creating your future?

The answer is ‘yes’.

Well, “the only thing we are ever dealing with is a thought, and it can always be changed.”

You can always change your today’s outlook toward the past. Isn’t the past over? You cannot change your past now. You can however change your thoughts about past events. Why would you blame someone in the present moment just because someone distressed you long ago?

Change your thoughts now to create a better future.

Transporting the future to present requires cleaning up of the past. Make space for a better future.

In the next chapter, we will know more about the power of your thoughts and how to use them in your favour.

Taressh Bhatia is a CFPCM CERTIFIED FINANCIAL PLANNER CM  cfp and is the founder/partner of Advantage Financial Planner LLP – A firm Registered with SEBI (Securities and Exchange Board of India) as RIA (Registered Investment Advisor).

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